Overview
Financial snapshot
View as:
Showing fortnightly figures
Spending by category
Savings goals
Cash flow — last 6 fortnights
Income
Outgoings
Cottage net
Net savings
Money in
Personal income
Income sources
Total monthly$0
Committed spend
Fixed & recurring outgoings
All recurring commitments
Total monthly equivalent$0
Variable spend
Expense log
Expenses this month
Total variable$0
Property
Cottage — Airbnb tracker
🏡
Cottage income & expenses
Log each Airbnb booking as it comes in — monthly breakdowns auto-calculated
Monthly performance breakdown
Booking log
Total rental income$0
Variable costs
Total variable costs$0
Fixed cottage outgoings
Total fixed monthly$0
Bank statement
Import transactions
Upload your Kiwibank CSV export and the app will read your transactions, auto-categorise them, and let you import them into your expense log. Nothing is sent anywhere — processed entirely in your browser.
How to export from Kiwibank
1
Log in to Kiwibank internet banking
2
Select the account → click Search/export options
3
Choose date range → Export dropdown → Comma Separated Values - Basic (CSV)
4
Click Export → upload the downloaded file below
Upload CSV file
📄
Tap to select your Kiwibank CSV file
or drag and drop it here
Fortnight reconciliation
Comparing what you logged in Payday vs what actually came through on your bank statement
Smart categorisation rules
The app remembers how you categorise merchants — add your own rules here
Household budget
Payday tracker
Log spending
This fortnight's spending
Total spent$0
Building wealth
Savings goals
Add a new goal
Plan ahead
Financial calculators
Loan / hire purchase
Compound savings
Cottage rental yield calculator